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Seoul YMCA Secretariat of Credit Society Campaign
“Credit is Money?!” ? YMCA publishes its 3rd year activity report on its credit education campaign for teenagers
The YMCA Secretariat for the Credit Society Campaign recently published its 3rd year activity report, which covers the credit education, credit caf? (experience hall), credit camp, credit fair and contest it organized for teenagers and university students.
The activity report compiled the details of various activities, including the education programs held at 43 regional YMCAs on 260 occasions, drawing over 68,000 participating from June 2004 to March 2005. The necessity for credit education has doubled in recent times, and it is vital that young people are better prepared for credit management, and that they realize the importance of their credit asset for themselves as the credit defaulter listing system has been abolished. Thus, the programs were reorganized to allow teenager organization leaders or school teachers to utilize them.
Seoul YMCA has been conducting credit education campaigns for teenagers jointly with regional YMCAs throughout the country for four years since May 2002 as part of a joint campaign to build a credit society together with Samsung Credit Card. The activity report is being distributed among regional YMCAs, consumer, banking and government organizations and institutions, and consumer science professors across the country.
<Key Activities>
□ The teenagers credit experience program has become an agreeable credit playground that teenagers have come to look forward to during their vacation period since it was established two years ago. Siheung YMCA operated a credit education space called ‘Home Living on Credit’ that provides a cyber credit card experience to teenagers, allowing them to try credit transactions while engaging in consumption and culture activities. Sokcho YMCA operated a credit experience program for teenagers where they can have their credit boosted while learning about money, credit and credit cards using ‘credit money’ that is only available as a means of payment within its Youth Culture Home.
□ Guri YMCA and 15 other regional YMCAs operated credit camps offering role plays, Newspaper Bingo, Performance Post Play and various other combination programs, all of which were conducted focusing on the theme of credit in a convenient space over a given period.
□ Credit Festivals and Fairs allow teenagers to understand credit and consumption easily while participating in credit plays and quiz games at school and on the street. 26 regional YMCAs conducted these programs, providing an exciting credit play space to all teenagers, children, and adults, with additional performance, exhibition and other entertainment activities included.
□ The programs also included a writing memo contest on pocket money, which evaluates pocket money usage by preparing a one-month budget and by recording details of expenditure, and a Dikaphone (digital phone) contest for new generation citizens who enjoy expressing their ideas with digital camera phone photos. Four different regional YMCAs conducted these programs, providing a foundation for teenagers to practice sound money management and consumption to build up their sense of managing their credit for themselves.
□ 32 regional YMCAs across the country conducted the ‘Exciting Credit Education for Teenagers’ program, utilizing democratic citizens’ training techniques so that teenagers may easily access credit and consumption with interest. Credit education programs were performed in small groups or classes at schools designated for credit economy education or during the hours put aside for club or discretionary activities at junior and senior high schools. Credit education tour programs were also conducted to train graduating class students of junior and senior high schools who are preparing for higher schools or their social life after taking college entrance aptitude tests.
□ Sungkyunkwan University provided credit education to 2005 university freshmen through a credit education course which was introduced as part of the regular university curriculum for the first time in view of the growing importance of personal credit management.
The 3rd year campaign succeeded in developing a new and efficient credit education model by introducing first-hand experience type programs in which teenagers could participate while enjoying credit experience halls, camp life or festival events. The university also successfully developed and implemented separate educational programs for its freshmen and existing students, with credit education subjects being introduced into regular class or freshmen orientation sessions for the first time.
In addition, the credit education campaign for teenagers has been implemented, targeting young people of all age groups from elementary school kids to university students. It succeeded in upgrading the quality of the 3rd year activity report, various training materials and guidebooks so that they may be used by young people of all age groups.
Contact: Seo Yeong-kyeong, Team Leader, Credit Society Campaign Secretariat
(02-725-1401) | 
